Assessments
Fibe app loan: safe or not? Who actually lends to you
Fibe is an app, not a lender. Its Play listing names the owner, an NBFC arm and 13 partners; a copy of RBI's app directory shows six. What it means.
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Will a bounced cheque reduce your CIBIL score?
The sources read do not score a bounce itself; the unpaid EMI behind it can hurt. And what the law says when a loan app's auto-debit fails.
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How to check CIBIL score in GPay: what Google's pages say
Google's help page gives the GPay path, marks PAN optional and says consent lapses after one use. The Business app differs; both are set side by side.
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What happens if you don't repay a loan app in India?
Missed EMIs, SMA flags, CIBIL damage and recovery calls, then what RBI's 6 August 2026 directions change from 1 January 2027, including phone locking.
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Do loan apps report to CIBIL? What RBI's 2025 rules say
RBI's 2025 Directions say lending through a loan app is to be reported to credit bureaus whatever its tenor. The duty sits with the lender behind the app.
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How to complain against loan recovery agent harassment
Write to the lender, wait 30 days, then file with the RBI Ombudsman within 90 days. The 2026 scheme's deadlines and caps, from the RBI's own FAQ.
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Can loan recovery agents call your relatives in India?
From 1 January 2027 RBI rules bar harassing a borrower's family, referees or colleagues. What the rules, one lender's page and Play's policy say.
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Can a loan recovery agent come to your home in India?
From 1 January 2027 an agent may visit only after a day's notice, 8am-7pm, at a place you choose first. What RBI's rules say, and where top pages differ.
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Can a loan app access my contacts in India? The Play rule
Play's Personal Loans policy bars READ_CONTACTS and seven other permissions, and only apps on the RBI DLA list may submit in India. Read 20 Sept 2026.