This page describes how Paisa Press produces its coverage, what its scores mean, who is accountable for them, and how commercial support is disclosed. It is meant to be read, not skimmed.
How we assess loan apps
We work from app-store listings, in-app disclosures, company filings, regulator publications and established press, and we attribute all of it. We are careful that an app, its operator and the licensed lender behind it are frequently three different companies, and we never assert that a firm is licensed on our own authority — we tell readers which register to check. Allegations of misconduct are reported as documented and attributed, never as our own finding.
What our scores mean
Scores run 0–10 and grade transparency, licensing clarity and collections conduct — never how quickly a reader can get money. A high score means an operator is legible, not that borrowing from it is advisable. No score can be bought.
Disclosure
Paisa Press is a commercially supported publication. Posts containing affiliate links, and posts that are sponsored, carry a disclosure with the post. Sponsored and affiliate links are marked rel="sponsored" in the page's code. Sponsors never see, edit or approve editorial copy before publication, and no score can be bought — see the advertising page for what is and is not for sale.
Sponsored posts
Paid posts on Paisa Press are labelled “Sponsored”, and their links carry
rel="sponsored". Sponsors see the draft of their own sponsored post and may
correct facts about their product; the desk keeps the rating, criticisms and conclusion of
any sponsored review; sponsors have no access to editorial coverage.
Editorial coverage is free
Editorial coverage is free, decided by the desk, and cannot be bought. Genuine news, data and reports can be sent to the desk, and may be covered at its discretion with a link to the source. The desk declines sign-up offers, bonus codes, affiliate funnels and any content that is unlawful to advertise to our readers, and refunds in full any booking it declines.
Bylines
Paisa Press publishes under house bylines maintained by the editorial team. Ritu Chandran, the editor's byline on our reviews, is a disclosed house pen name — the accountable editorial identity for everything published under it, in the tradition of publications that write under a house name rather than inventing biographies. News runs under “Staff, Paisa Press.” There is no invented journalist behind any byline on this site.
What this publication is not
Paisa Press is a publisher. We are not a lender, a lending platform, a broker or an adviser, and nothing here is financial advice. We do not assert that any app or firm holds a licence — we tell readers which register to check, and recommend checking it directly rather than trusting a claim made inside an app.
Corrections
If we have published an error — a figure, a date, a term, a price — we want to know. Reach the editorial desk via the contact page and say “correction” in the first line; that queue moves fastest. We correct promptly and note material corrections in the post.
Factual corrections are free within 14 days of publication. Write to the desk at editorial@paisapress.com or editorial@3rdunicorn.com.