Assessments
Collections conduct, assessed as a product feature
How a lender behaves when a borrower falls behind is a designed part of the product. Assessed on what the rules require, what is disclosed upfront, and what borrowers report.
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News
Permission creep: what a loan app asks for, and why it matters
Device permissions are where a lending app's intentions become legible before a single rupee moves. The rules have tightened; the request patterns have adapted.
Assessments
The Key Fact Statement, assessed as a consumer tool
India's mandated one-page loan summary is the most useful document in regional digital lending. Assessed on what it standardises, and where it stops helping.
News
App-store policy keeps doing work regulators intended to do
Platform rules on personal-lending apps have become one of the more effective filters in the region — which is a comment on distribution, not on the rules themselves.