Paisa Press covers loan apps across India and Southeast Asia as a consumer-protection beat. Who operates an app, whose licence it lends under, what permissions it asks for, and how it collects — those four questions drive most of what we publish.
Who writes here
The site is edited by Ritu Chandran, a disclosed house pen name maintained by our editorial team — the Economist model, stated openly rather than hidden. Reviews run under the editor's byline; news runs under “Staff, Paisa Press.” We publish no fabricated author biographies and claim no credentials we do not have — see the editorial policy for how the bylines work.
How this site is funded
Paisa Press is an independent, commercially supported publication. We may earn affiliate or advertising revenue from links on the site. That revenue never dictates our conclusions: scores, pros and cons are editorial judgments, sponsored material is always disclosed with the post, and no verdict can be bought. Commercial enquiries go through the advertise page.
Who this is for
We write for borrowers, consumer advocates and people who follow digital lending in the region.
How we work
We work from app-store listings, in-app disclosures, company filings, regulator publications and established press, and we attribute all of it. We are careful that an app, its operator and the licensed lender behind it are frequently three different companies, and we never assert that a firm is licensed on our own authority — we tell readers which register to check. Allegations of misconduct are reported as documented and attributed, never as our own finding.
What this publication is not
Paisa Press is a publisher. We are not a lender, a lending platform, a broker or an adviser, and nothing here is financial advice. We do not assert that any app or firm holds a licence — we tell readers which register to check, and recommend checking it directly rather than trusting a claim made inside an app.
Corrections
If we have published an error — a figure, a date, a term, anything — we want to know. Reach the editorial desk via the contact page. Corrections are the fastest queue we run, and material ones are noted in the post.